Your Dental Insurance Annual Maximum: Getting Value
Most policies cap annual claims at AED 3,000–10,000. Here's how to maximise value.
Dr. Fatima Hassan
General Dentist & Endodontist
Typical limits
- Basic: AED 1,500–3,000
- Enhanced: AED 3,000–10,000
- Premium: AED 10,000–25,000
Maximising tips
- Book hygiene visits twice yearly
- Time major work within same policy year
- Split family coverage across members
- Use direct-billing clinics
What's usually covered
- Exams and cleanings
- Fillings
- Simple extractions
- Basic x-rays
What's often excluded
- Cosmetic work
- Adult orthodontics
- Implants
Plan reviews
Review your policy annually. Ask your HR about upgrades if available.
References
- American Dental Association
Tags
Referenced sources
- American Dental Association
Medical disclaimer. This article is informational and does not replace professional clinical advice. For a plan specific to your situation, book a consultation with a Paradise Dental specialist.
Related reading
Pre-Approval for Dental Insurance
Required for major work. Process takes 5–10 days.
When Do You Really Need a Root Canal?
Not every toothache is a root canal. Here's how dentists actually decide, and what the alternatives look like.
Root Canal vs Extraction: Which Is Really Better?
Save the tooth or take it out? The honest comparison between root canals and extracting + replacing.